Protecting your future with ease
Zurich Essential Cover provides the essential protections to ensure that you have what you need to protect yourself. With the Guaranteed Acceptance feature and flexibility to select from 20 or 30 years coverage term, you can enjoy a customized life protection plan that suits your financial situation.
What benefits do I get?
Guaranteed Acceptance with Hassle-Free Application
Our Guaranteed Acceptance feature ensures that you will not be turned away from the protection you need. From entry age up to 70 years old, you can enjoy a hassle-free application as there will not be any medical check-ups or health questionnaire required.
High Protection of Up To 600% Basic Sum Assured (BSA)
The plan offers up to 600% of BSA in the event of the unfortunate incidents
Disability Support Plan
Zurich Essential Cover provides a comprehensive disability protection that includes Total and Permanent Disability (TPD) benefit up to age 70 and continuous coverage with Golden Age Disability (GAD) benefit up to the end of the policy.
Stay Protected Affordably
With Zurich Essential Cover, you can provide a financial cushion for your dependents from as low as RM1.43 a day. Furthermore, the premium payable is guaranteed and remain the same throughout your coverage term.
Flexibility to Meet Your Protection Goal
At Zurich, we understand that every individual has changing needs when moving into different life stages. This is why Zurich Essential Cover provides the flexibility to select your preferred coverage term from 20 or 30 years and you can select the BSA that suits your protection goal ranging from RM20,000 to RM300,000.
Who is eligible for this plan?
Zurich Essential Cover is open to anyone between 14 days old and 70 years old. However, the policy owner must be at least 16 years old.
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